Swift 1st Limited

Reference number: 304896

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When swift.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 359420 is
  • Who else gives the postcode CM13 3BE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Swift Advances Trading name
  • Swiftfirst Trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Administering a regulated mortgage contract
  • Arranging (bringing about) regulated mortgage contracts
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action

FCA action

fine
1
in fines
£630k
most recent
September 2011
  • Fined £630,000 on 7 September 2011
    On 25 July 2011, the FSA fined Swift 1st Limited £630,000 as a result of breaches of Principles 3 (Management and control) and 6 (Customer's interests) of the FSA's Principles for Business and Rules 12.3.1R, 12.4.1R, 12.5.1R, 13.3.1R, 13.4.1R and 13.5.1R of the Mortgages and Home Finance: Conduct of Business Sourcebook (MCOB) which occurred in the period between 1 June 2007 and 31 July 2009. The Final Notice which sets out the reason for the action against the Firm, can be found on the FSA's website.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05020019
Company status
Active
Company type
Private limited company
Incorporated
20 January 2004 (22 years old)
Registered office
Arcadia House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Amanda Brooks Director May 1965 11 Sep 2007 40 other companies
Andrew Robert Punch Director Mar 1960 16 Jul 2010 60 other companies
Stephen Francis Mcconnell Secretary Not published 25 Apr 2014 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
86
closed down
44
went insolvent
8

In the full report: all 86 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 8 that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 14 companies these 2 directors run together
  • All 12 people who have ever been directors, with their dates
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Key dates in its history

Swift 1st’s history from the FCA register and Companies House, newest first.

Key events (6) All events (33)

2016

6 April 2016

  • Swift Advances PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

7 September 2011

  • Fined £630,000 by the FCA

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

20 January 2004

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (6 shown here)
  • Every director appointment and resignation: 22
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Firms connected to Swift 1st

Other FCA-listed firms that share a director, phone number or address with Swift 1st. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Swift 1st

Other firms of the same type (mortgage lender), nearest first.

In the Chelmsford (CM) postcode area

Next Chapter Finance LimitedRegistered for money laundering rules

Elsewhere in the UK

Yorkshire Bank Home Loans LimitedNewcastle-upon-TyneAuthorisedAviva Equity Release UK LimitedYorkAuthorisedAdmiral Financial Services LimitedCardiffAuthorisedLegal & General Home Finance LimitedSolihullAuthorisedPrudential Lifetime Mortgages LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Swift 1st

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 86 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 33 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Swift 1st Limited FCA authorised?
Yes, Swift 1st Limited (FRN 304896) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Swift 1st’s phone number and website?
The FCA register lists the phone number 01277 359420 and the website swift.co.uk for Swift 1st. If you were given different contact details, use these to check with the firm before going any further.
Is Swift 1st a scam or clone?
Swift 1st is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Swift 1st?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Swift 1st to the Financial Ombudsman Service, free of charge.
Who owns Swift 1st?
Swift 1st is owned by Swift Advances PLC, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs Swift 1st?
Companies House lists 2 directors of Swift 1st: Amanda Brooks and Andrew Robert Punch.
How long has Swift 1st been in business?
The company was formed on 20 January 2004, and has held its current FCA authorisation since October 2004.
Has the FCA taken action against Swift 1st?
Yes. The FCA register records 1 fine in 2011, £630,000 in total. The details are in the disciplinary section above, with links to the FCA's notices.
Does Swift 1st use any other names?
It trades as Swift Advances and Swiftfirst.

Sources and links

The full report on Swift 1st Limited

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